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Over 30M Americans are cash-rich but have no credit scores. They’ve been overlooked by traditional lenders. TomoCredit’s proprietary underwriting technology identifies and offers credit cards to these users based on real-time cash flow behavior.

TomoCredit is founded by a team of immigrants from MIT and UC Berkeley determined to build a better credit system. Previously the company has raised over $18mm in funding from top tier fintech investors.

2021: An Impactful Year. See our impact.Learn More